Personal Loan

The main characteristic of a personal loan is that it is not secured by collateral which means you don’t have to use your car or real estate to back up the loan and for this reason they are also known as unsecured loans. Unlike bank loans, an unsecured loan is not guaranteed by any type of property, these loans are bigger risks for lenders and, as such, typically have higher interest rates than secured loans. Althought the interest rates are higher, the rates may still be lower than those of credit cards. From consolidating debt to funding investments or to cover some daily or urgent needs, a personal loan might be a good option for you.

Why Choose Us?

At Mylendersg, we understand that it’s not just important to get you the money you need, but it’s just as important to do it fast. We offer various features in our personal loans to ensure that you won’t regret getting the financial help from us. One of these features is ensuring that our repayment plans are flexible and easy. Taking a loan and planning for its repayment couldn’t be much easier than with us.

Our loan tenure is ranged from minimum 2 Months(61 days) onwards to maximum of 18 months and The Annual Percentage Rate (APR) of our Personal Loan is minimum 12% to maximum of 36% per annum on reducing interest rate for 1 years tenure.

Our Process

When we say fast, we mean it. Our loan application process has been designed with speed in mind. You will get the status of your loan application within minutes of submitting your application. Least paperwork (for verifying information which cannot be verified) is our policy to make the whole process smooth and easy. You will receive your money within the same day once you will sign the documents. The entire process is made simpler and fast for our customer’s convenience.

Apply For A Personal Loan

Please complete the form below using true information.


For more information about our services and how we can assist, you can contact us by email at

  • Singaporean, Permanent Residents
  • Min. 21 years old and above
  • NRIC
  • Currently Employed
  • Latest 3 months payslip
  • Latest 6 months or more CPF Contribution Statement
  • Income Tax Statement
  • Original PUB or Mobile bill reflecting your residential address
  • Not an undischarged bankrupt, nor facing any bankruptcy proceeding

General Information On Personal Loan

Information You Should Know On Borrowing
  • Minimum Period For Repayment From 2 Months (61 Days Onward)
  • Maximum Period For Repayment Up to 18 months
  • Minimum Annual Percentage Rate (APR) 12% per annum
  • Maximum Annual Percentage Rate (APR) Up to 36% per annum on reducing interest rate
  • Above stated exclude administrative fee.
  • Cost of borrowing stated is an estimation and may vary due to loan amount, period of loan and other fees such as late fee and late interest rate may be charged in the event of violation on terms & conditions.
Sample Representation On Total Cost Of The Loan :
  • Total Amount Borrowed S$1,000
  • Period of Repayment* 12 months
  • Interest Rate* 1% Per Month (Interest S$10 = S$1000 Principal * 1% Monthly Interest)
  • Annual Percentage Rate of Charge (APR)* 12% APR
  • Total Interest for 1 Year (12 months)* S$120 (S$10 * 12 months)
  • Total Cost Payable Per Annual (12 months)* S$1120 (S$1000 Principal + S$120 Interest)
  • Your actual credit amount and interest rate will be based on your individual credit profile and affordability.
  • Tables above are for illustration purposes only. You should seek advice from your adviser or consultants before making any financial decisions.